Every free tool, one directory.

60 practical calculators, converters, datasets, and directories for money, tax, business, legal, health, and home decisions. No accounts, no paywalls, no downloads. Pick a tool and get your answer.

From the blog

Real-world walkthroughs: the money moves, tax tricks, and everyday math behind the tools.

Finance & Investing 12

Black-Owned Banks DirectoryDirectory of Black-owned banks and credit unions across the US. Car Affordability CalculatorHow much car can you actually afford? Check before the dealership does. CDFI DirectoryFind community development banks and credit unions near you. Coast FIRE CalculatorSee if you can stop saving and still retire on time. Escrow Shortage CalculatorYour escrow went up? Model lump-sum vs spread repayment options. Inherited IRA RMD CalculatorFigure your required withdrawals from an inherited IRA. Invoice Factoring CalculatorWhat selling that unpaid invoice really costs you. Mortgage Recast CalculatorCompare recasting vs refinancing vs extra payments on your mortgage. Pension Lump Sum CalculatorLump sum or monthly pension checks? Run the break-even math. Property Tax Appeal CalculatorEstimate savings from appealing your property tax assessment. Solo 401(k) vs SEP IRA CalculatorCompare Solo 401(k) vs SEP IRA contributions under current IRS limits. VA Funding Fee CalculatorEstimate your VA loan funding fee, including disability exemptions.

Tax 7

Dependent Care FSA CalculatorIs a Dependent Care FSA worth it for your family? Do the math. Free Tax Help LocatorFind free VITA and TCE tax help sites near you. Home Office Deduction CalculatorSimplified vs actual home office deduction, side by side. IRMAA Appeal CalculatorHad a life-changing event? Estimate savings from an IRMAA appeal (SSA-44). IRMAA Calculator 2026Estimate your 2026 Medicare IRMAA surcharge and plan around the cliffs. Quarterly Tax CalculatorEstimate quarterly estimated tax payments and avoid underpayment penalties. US Tax Brackets DataFederal income tax brackets 1913 to today, downloadable dataset.

Business & Freelance 10

1099 vs W-2 CalculatorContractor or employee? Compare true take-home pay. Agency Project Margin CalculatorTrack per-client project margins before they go sideways. Contractor Invoice GeneratorGenerate clean, professional contractor invoices in seconds. Freelance Quote BuilderBuild client quotes that cover your costs and hit your target rate. Late-Payment Interest CalculatorCalculate interest owed on overdue invoices. LLC Cost by StateLLC formation and annual costs compared across all 50 states. Meeting Cost CalculatorThe real dollar cost of that meeting, based on who's in the room. Notary Signing IncomeWhat notary signing agents actually earn, gross and net. Tip-Out CalculatorSplit tips fairly among servers, bartenders, and bussers. Trade School ROI CalculatorIs trade school worth it? Compare cost vs expected earnings.

Career & Work 3

Nurse Shift Differential CalculatorCalculate nurse shift differential pay with FLSA weighted-average math. Paid CDL Training DirectoryCompany-sponsored CDL training programs that pay you while you learn. Salary by Metro DataSalary data by metro area and occupation.

Legal & Government 8

Eviction Notice CalculatorNotice periods for evictions by state and reason. Final Paycheck DeadlineWhen your employer legally owes your final paycheck, by state. GSA Per Diem CalculatorGSA per diem rates for federal travel. Jury Duty Pay CalculatorWhat jury duty pays in your state. Military PPM Move CalculatorEstimate your military PPM (DITY) move payout. Small Claims Fees by StateSmall claims filing fees by state. Small Claims LimitsSmall claims court dollar limits for all 51 jurisdictions. SNAP Farmers MarketsFarmers markets that accept SNAP/EBT benefits.

Developer Tools 6

CSS Clamp CalculatorGenerate fluid CSS clamp() values for responsive type and spacing. JSON Repair ToolFix broken JSON: trailing commas, quotes, and common syntax errors. Passphrase GeneratorGenerate strong, memorable passphrases. Regex Template BuilderBuild and test regex patterns without the headache. Time Zone Overlap PagesFind overlapping work hours across time zones. UTM BuilderBuild consistent UTM tracking URLs for your campaigns.

Health 2

Drug Shortage TrackerTrack current US drug shortages from FDA data. NADAC Drug Price LookupLook up NADAC drug prices to see what pharmacies actually pay.

Home & Lifestyle 9

Aquarium Stocking CalculatorHow many fish can your tank safely hold? Backyard Chicken CostWhat backyard eggs really cost per dozen. Backyard Wedding BudgetPlan a backyard wedding under $10,000 with a 10-category budget. Compost Ratio CalculatorGet your browns-to-greens compost ratio right. Cups to Grams ConverterConvert cups to grams for 100+ common ingredients. eSIM vs Roaming CalculatoreSIM vs carrier roaming: which is cheaper for your trip? Firewood CalculatorHow much firewood you need for winter, by species BTU. Free Campground DirectoryFree campgrounds across 9 states and counting. Printer Cost Per PageCompare printers by true cost per page, not sticker price.

Data & Reference 3

Public Holidays DataUS public holidays dataset, downloadable. Tipped Minimum Wage DataTipped minimum wage by state for 2026, downloadable CSV. ZIP Code DatabaseSearchable US ZIP code database with city, county, and coordinates.